Where should i go after part time poly?

hi, 19f turning 20 next year. i’m graduating from part-time poly & thinking of doing a full-time degree after this. honestly, aft trying part-time i realised it just didn’t align w me at all. i feel so restricted & like im learning in a way that suits me.

now i’m stuck deciding whether i should go overseas for uni, like charles darwin or uon in australia, or stay in sg & do a full-time business programme at kaplan, psb, or mdis. overseas seems exciting & maybe more “real uni experience” but it’s also scary & expensive. staying in sg feels safer & easier on the wallet, but idk if i’d regret not going abroad.

anyone who’s done either path—overseas vs local full-time—what do u think? any advice or personal experiences would be super helpful.