thinking about full-time uni after part-time poly—stay in sg or go overseas?

hi, 19f turning 20. i’m graduating from part-time poly next year & i want to do a full-time degree after this. i try part-time before & highkey hate it—just doesn’t align w me at all. i feel restricted & like i’m not learning in a way that suits me.

now i’m deciding whether to go overseas for uni, like charles darwin or uon in australia, or stay in sg & do a full-time business programme at kaplan, psb, or mdis. overseas seems exciting & maybe more of a “real uni experience” but it’s scary & expensive. staying in sg feels safer & easier on the wallet, but i wonder if i’ll regret not going abroad.

anyone who does either path—overseas vs local full-time—what do u think? any advice or experiences would be super helpful.