I'm planning a trip to Europe and want to maximize the returns on my spending.
CREDIT PROFILE
* Current credit cards you are the primary account holder of:
* Player 1:
* Special Connections Visa
* FICO scores with source: 809
* Oldest credit card account age: 7 years
* Cards approved in the past 6 months: 0
* Cards approved in the past 12 months: 0
* Cards approved in the past 24 months: 0
* Annual income $: $61000
CATEGORIES
* Ok with category-specific cards?: Yes
* Ok with rotating category cards?: No
* Estimate average monthly spend in the categories below.
* Dining $: 200
* Groceries $: 400
* Gas $: 60
* Travel $: 0 but I'm planning a trip to Europe later this year and I'm trying to maximize credit card rewards
* Using abroad?: travel
* Other categories or stores: rent, clothes, pet supplies
* Other spend: subscriptions
* Pay rent by card? Yes, amount and fee: $2100 I'm not sure but I assume it's a 2.5% fee
MEMBERSHIPS & SUBSCRIPTIONS
* Costco or Sam's Club member: Costco
* Open to business cards: Yes
PURPOSE
* Purpose of next card: Cashback
* Cards being considered: The Chase line of cards are appealing
ADDITIONAL INFO
Like I said above, I'm planning a trip to Europe later in the year and want to maximize my rewards. I'm open to travel points, but I think cash back would be a better general option.
Posted Feb 22, 2026, 5:02 PM UTC