r/CreditCards•
carlaisout

I'm planning a trip to Europe and want to maximize the returns on my spending.

Card Recommendation Request (Template Used)

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* Player 1:

* Special Connections Visa

* FICO scores with source: 809

* Oldest credit card account age: 7 years

* Cards approved in the past 6 months: 0

* Cards approved in the past 12 months: 0

* Cards approved in the past 24 months: 0

* Annual income $: $61000

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: No

* Estimate average monthly spend in the categories below.

* Dining $: 200

* Groceries $: 400

* Gas $: 60

* Travel $: 0 but I'm planning a trip to Europe later this year and I'm trying to maximize credit card rewards

* Using abroad?: travel

* Other categories or stores: rent, clothes, pet supplies

* Other spend: subscriptions

* Pay rent by card? Yes, amount and fee: $2100 I'm not sure but I assume it's a 2.5% fee

MEMBERSHIPS & SUBSCRIPTIONS

* Costco or Sam's Club member: Costco

* Open to business cards: Yes

PURPOSE

* Purpose of next card: Cashback

* Cards being considered: The Chase line of cards are appealing

ADDITIONAL INFO

Like I said above, I'm planning a trip to Europe later in the year and want to maximize my rewards. I'm open to travel points, but I think cash back would be a better general option.

Posted Feb 22, 2026, 5:02 PM UTC

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