Minor scratches, what to expect as renter with standard coverage from Turo

Rented a car this past weekend, I didn't notice any scratches on drop off (they weren't present upon pick up, drop off was at 8pm at night), owner filed a claim for them. I don't dispute that they happened, likely from crappy road conditions after a storm. I bought the standard coverage from Turo. What's next? Any help is appreciated.