Want to invest 2 lakhs lumpsum in mf strategy needed

I have borrowed two lakhs rupees from my parents because they're gonna invest it in fix deposit but it only gives 7% interest but I need at least 14 to 15% of annual year growth ! So I am little confused like which mutual funds to choose from the starting to invest my two lakh and how to verify my portfolio in mid Small cap and large cap and apart from it if I see the grow app mutual fund section and sorted by the highest returns I see PSU banks the International mutual funds by Moti Lws Wal have given at least 40-50% of interest so I am a little confused are these mutual funds to volatile and there's a risk so my risk factor is aggressive and so can anyone share me their strategy if they have two lakhs in their pocket how would they invest in which mutual funds they will choose !

2 lakhs money

Need mutual fund diversify strategies

And one more thing I have my account on IND money to an American portfolio so if anyone knows better US stocks or a metal ETF that has potential to rise in 2026 with exponential growth please do tell me