PSA: For PS4/PS5 users with a US main account, you can now link a PayPal (PH) account as a payment method if you wish to use a PH credit/debit card for purchases

Before, you can only link a US-based PayPal account if you wish to use PayPal as a payment method if your main PSN account is US, and practically the only way to purchase games is by buying PSN wallet

I was able to link my PayPal account through PS5, so I'm not sure if it will work on a PS4 or PS App