Company pension scheme - Employer match

Hello all,

I want to ask if anyone has ever come across the below situation within a company pension scheme.

Overall the employer pension scheme is actually very good, as it doubles the employees contribution, meaning:

• Employee contributes 1%, company contributes 2%
• up until
• Employee contributes 5%, company contributes 10%

When my wife signed up, she decided she wanted to contribute 3%, and the company matches 6%, totalling 9% overall.

Now however, she wants to maximise this so that she contributes 5% (and they match 10%), but the company is stating that she is not entitled to more than 6% anymore, as that is what she set when she first signed up. She is apparently able to add her own as AVCs, but they will not match anymore.

Personally, I have never heard of such a clause, and I have been part of 3 company pension schemes before, all of which allowed the employee to adjust their pension (and match) rate readily. So I am curious to know has anyone else come across this? Does this seem legitimate?

She does not recall seeing this stipulated anywhere either (at least clearly), but will need to go back through the contract in more detail. In any case, I wanted to ask out of my own interest if this is normal or not. Many thanks!