[US] How are you categorizing bank transactions for Schedule C?

I’m selfemployed in the US and every tax season I struggle categorizing bank transactions properly for Schedule C.

Especially separating personal vs business expenses and dealing with mixed payments like zelle or Stripe.

  • How are you handling this?
  • Are you using spreadsheets, QuickBooks, an accountant, or something else?

Just curious what’s working for other people.

Posted Feb 25, 2026, 9:06 PM UTC

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