Rate my portfolio 26 yr old

Hi all,

I am 26, new to investing, learning daily and built the following portfolio. This is my first question in Reddit community. This keeps on bugging me for a while. Should I also pick some individual stocks (ofc with conviction) or other assets like IBIT or IAUM (gold) or just stick to the basics (current portfolio)?

Symbol	Weight
VTI	60%
DISV	20%
VXUS	10%
SCHG	10%

I also like AVDV, I kept it in ROTH and for taxable account, I am going with DISV. Please feel free to provide any criticism or feedback or advice?

Posted Feb 25, 2026, 9:11 PM UTC