Seeking advice on pathways and lump sums
Hi everyone. Seeking your advice.
I have been on WorkCover for approximately 90 weeks due to a psychological injury. I was close to returning to full capacity, however workplace issues resurfaced, which complicated the return. I have since moved back to full-time capacity under WorkCover arrangements.
My weekly payments are currently available up to 130 weeks. I am now considering formally exiting the scheme and applying for full-time roles elsewhere.
I would appreciate guidance on the following:
1. What is the formal process to come off WorkCover?
• Does this simply require an updated Certificate of Capacity stating “fit for full duties”?
• Does the insurer typically accept this without issue?
• Are there risks I should be aware of before making that decision?
2. Lump sum pathway:
The insurer has indicated my claim may be referred to the lump sum/impairment department.
• If I accept a lump sum payment, does that affect my ability to apply for or accept full-time employment?
• Are there employment implications I should consider before proceeding?
I want to make sure I understand both the legal and practical consequences before taking next steps.
Thanks in advance for any insight from those who have been through this process
Posted Feb 26, 2026, 3:18 AM UTC