Cross collateralization/reaffirmation

Hi-

Successfully discharged 1.5 years ago and now nearing the end of my car loan that I reaffirmed and have a question.

I had my car loan with Veridian CU and also an unsecured consolidation loan with them that was included in my bankruptcy. The loan docs I signed for my unsecured consolidation loan did t mention cross collateralization and the reaffirmation agreement I signed only referenced the balance of the car loan. Would the reaffirmation agreement have included the car loan balance and the balance of the unsecured debt if it were cross collateralized?

Posted Feb 26, 2026, 3:37 AM UTC

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