State Bank & It's Hidden Charges

General Discussion/Conversation

Hi, so, last month, I deposited 100 INR cash to my SBI home branch, while depositing, I was asking the teller what's the charges on depositing via CDM, and all, and he said none, after deposit, I got 100 INR inr account and instantly 59 ruppes was debited for excess cash deposit charges.

I am be like what the hell, the BM, Service Manger be like nothing can be done, emailed customer care, level 2, gm both give exactly same response, "As per the resolution, It is to be informed that, as per bank's extant guidelines, beyond three transactions in a month, excluding alternate channel transactions will attract a charges of 50/- + GST per transactions."

I am be like depositing cash to you own savings account at your own branch via old system of deposit slip is the most fundamental thing there is a of service.

How many regular people know there is a number on the time you can deposit and withdraw cash from your own branch, like with my UCO bank, I could go to any non-home branch or deposit however or how much never had to worry about it.

Now again today, I went to branch to deposit money asked teller to check if any charges would be debited he is be like, if he walks with me, how would he know, it is deducted by system, but motherboard you are siting at the system... worst among all, I can't telll you until you deposit, but if I deposit it would be auto debited.

At last, I deposit and again 59 INR is gone. Now, my blood is boiling, they are doing it purposelfully, beacuse they also know and dosen't care about people complainting of how huge they are.

If it was an charge I could imagine or foresee, it would have another thing, Now what can I do to teach them a lession, or the best solution, beacuse I don't want it to let it go.

Posted Feb 26, 2026, 7:56 AM UTC

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