Hi everyone,

I have some surplus funds (around 1.2L) and was planning to put them into an FD. Recently, I came across the Stable Money FD Card, which is supposedly LTF and offers RuPay Select benefits like lounge access, health checkups, etc.

I was planning to open this FD-backed card, but before proceeding I thought of asking the community if there are other FD-backed cards that offer full RuPay Select benefits (including lounge access).

Why lounge access is important to me:

I already have lounge access on my existing cards, but I am travelling with my family in few months. They had Rupay Platinum DCs, but now they are under spend based lounge access, so here’s my situation:

• 3 of my cards offer lounge access in all cities.
• 2 of my cards offer lounge access only in major metro cities and maybe few other cities at max

So my objective is to get a RuPay Select credit card that gives access to the complete city lounge list, while also enjoying RuPay Select benefits.

Please suggest LTF FD-backed cards that have at least free lounge access, and if they provide full RuPay Select benefits, that would be even better.

PS: If you have opinions on Stable Money card, please share it as well. Thank you