Need advice on selling gold pledged at Muthoot – urgent financial situation

Hey, I’m in a bit of a financial crunch and would really appreciate some guidance. I have gold currently pledged at Muthoot Finance, and the outstanding amount to release it is around ₹2.7L. I’m considering selling it once I get it back, since I urgently need funds. Based on current rates, the total value should be around ₹4L. After clearing the loan, I’d be left with roughly ₹1.3L, which would really help my situation. Has anyone here dealt with a similar situation? Is it better to: Release and sell to a local jeweler? Sell directly to a gold buyer? Or transfer the loan somewhere else? Any genuine advice would help. Thank you.