r/CreditCards•
SortOk10921

What's the minimum "value" you need to get from a card for it to be worthwhile to you?

Discussion / Conversation

For me personally, I need to get $100 a year back from a card for it to be worth the effort. As someone with only $2500 in card spend a month, this makes most cards not worth it other than 5% in a few high-spend categories and a catch-all card.

How about all of you?

Posted Mar 1, 2026, 2:29 PM UTC

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