Now that IBR has removed partial financial hardship does it still cap the payment at the 10-year payment cap?
When I entered IBR you had to show partial financial hardship. Your calculated IBR payment had to be less than your 10-year Standard payment to qualify. Once you qualified and enter IBR: Your 10-year Standard payment at that time becomes your permanent cap. Also you stay in IBR even if you later no longer qualify for PFH. Is this still true?
Posted Mar 2, 2026, 4:03 PM UTC
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