Mortgage

Hi, I’m a FTB with my partner. I got an AIP from nationwide and due to submit full application. But I’m in my overdraft by 1k, my overdraft limit is 2k. It has been decreasing as have been paying it off. No missed payments in the last 2 years and we have a 5% deposit and borrowing less than what we can. Has anyone had similar positions? Not sure if we’ll be declined due to overdraft usage.

Posted Mar 2, 2026, 4:04 PM UTC

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