Infinia 3L spend criteria plan

General Discussion/Conversation

Due to the recent spending requirement for Infinia, I am planning a few expenses to meet the ₹3L criteria in the next two months.

Is there anything i have missed or different you guys are planning.

  • Buy a ULIP worth ₹3L

  • Buy digital gold worth ₹3–4L (spread across days over the next two months to average out price fluctuations)

  • Book a 100% refundable flight ticket for my upcoming holiday (can cancel later if needed)

-Purchase SmartBuy vouchers for Amazon / Flipkart / Myntra (total around ₹1L)

Currently, rent payment is not an option as it has been restricted by RBI.

P.s :- my current spend for this FY is around 15L and every year since i have this card my expenditures have been always around 16-20 L every year..

Posted Mar 3, 2026, 11:39 AM UTC

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