Save ~2% on Credit Card Bill Payments (up to ₹10k/month) using Kredit.pe + BillDesk

If you’re paying your credit card bills every month anyway, you can squeeze out an extra ~2% savings using Kredit.pe. The payment is routed through the bank’s BillDesk portal, which most banks use for bill processing.

It’s a simple way to get free cashback on something you already have to pay.

How to do it

1. Download the KreditPe app from here: https://www.kredit.pe/invite/KP9DQGWY
2. Sign up and add bank account for UPI transactions
3. Open your bank's Bill Desk page to pay your credit card bill.
4. Complete the payment via UPI on Bill Desk and pay via your KreditPe UPI. Before payment itself you will see the amount of cashback you will receive.
5. Get 2% reward/cashback on payments up to ₹10,000 per month i.e. Rs. 200 cashback a month.
6. Note: You can use this cashback to buy vouchers and digital gold only.

Savings Example

Credit card bill: ₹10,000
Reward (~2%): ₹200

Effective savings: ₹200 per month

That’s about ₹2,400 per year just for paying your bills the smarter way.