I’m trying to get better at tracking my spending but I keep running into the same problem.

I start doing it and then stop after a week or two. I’ve tried a few budgeting apps and also spreadsheets, but most of them feel a bit overwhelming. Too many categories, too many things to fill in, etc.

After a while it starts to feel like accounting homework and I just stop using it.

What I’m really trying to do is just understand where my money actually goes every month and maybe catch bad habits earlier. What are you guys using right now that helps?