Celebrating a Milestone // Investing in Your Skills/Earnings in Your 20s

Financial Mutant

Hey MoneyGuy Fam!

Two reasons for this post:

  1. I love seeing milestone posts in this sub, and I recently hit one myself (with another on the horizon).
  2. I can’t really share this in my day-to-day circle without it sounding like I’m flexing — and that’s not the intent.

Brian and Bo talk about pulling the “income lever” early — being intentional in your 20s about investing in your skills, experience, and opportunities so your earning power compounds over time.

I (31M) have been with my company for almost 7 years. Compensation is salary-based with a performance bonus. Each year we receive a breakdown that includes “Total Compensation Growth Over Prior Year” and “Bonus % of Salary.”

I went back and looked at the numbers:

YearTotal Comp. Growth over PYBonus % of Salary
2019 (Half Year)-12.5%
20204% (adjusted for half year)15%
202112%25%
202215%23.7%
202324%35.3%
202417%40.8%
202514%43.9%

What really stood out to me: from 2020 to 2025, my total compensation has doubled on account of that annual growth.

I’m incredibly grateful (and yes, I’ve worked hard) but seeing the numbers laid out like that made the compounding effect of income growth feel very real.

My wife (32) and I follow the FOO. We’re diligent about saving and investing, but I’ll be honest: growing income has made everything else easier. That margin has created options. And those options create momentum.

I know not every field or situation allows for this kind of growth. But if you’re in your 20s (or early 30s), I can personally attest that being intentional about building skills and positioning yourself for income growth can dramatically accelerate the wealth-building journey — especially when paired with your amazing Wealth Multiplier in those years.

We’re expecting our first child later this year and are on track to cross $1M in liquid investments by year-end. I’m probably a little sentimental about it all right now. But I’m deeply thankful for this community and for the way TMG’s content has shaped how we think about money.

Appreciate you all.

Posted Mar 4, 2026, 12:12 PM UTC

119
Loading comments…