Do we have true Digital Banks?

Hello beautiful people,

Do we have a true digital bank in Morocco, something similar to Revolut or Wise?

A digital bank, online with a decent app and low to zero fees, I just need a bank to receive MAD, I don't need it for international payments. I don't need a conseiller nor a local branch.

I'm over 30 so CIH code 30 wouldn't do it I guess?

I have both Revolut and Wise but I can't receive MAD yet, hope they introduce local bank details.

I heard about Saham Nabd, are there others? is this one good?