6% of Vanguard administered 401k accounts saw hardship withdrawals.

"6%

The record share of workers in 401(k) plans administered by Vanguard Group who took a hardship withdrawal last year. That’s up from 4.8% in 2024 and a prepandemic average of about 2%, according to the company. A divergent economy has given people record retirement savings and more need to dig into them." WSJ