Fhsa info

Banking

Hello,

I was under the impression that you could only add 8000$ per year to fhsa even if you have more room that year my example is:

I opened my fhsa in 2024, put in 1300$. So my room left is 6700$. In 2025 I put in 8000$, leaving my room at 6700$.

Now for 2026, can I add 8000$+6700$ to make up the full room or am I limited to 8000$?

Another question is: I found out you can transfer rrsp to fhsa. If I already have 60,000$ in my work rrsp to cover my first home buyers plan, and I have 25,000$ in a personal rrsp, should I transfer some of the 25,000$ over to my fhsa to have more cash for a house?

Thanks!

Posted Mar 5, 2026, 2:25 AM UTC

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