24M building a Singapore dividend portfolio (~$21.5k) — thoughts on the allocation?

Hi everyone, wanted to get some thoughts on my dividend portfolio and whether my approach makes sense.

Some context:

•	24M working in tech in Singapore

•	Monthly income around $9k

•	My goal is long-term wealth growth, but I also like building a dividend income stream over time.

Current portfolio:

Singapore dividend stocks (~$21.5k total):

•	DBS

•	OCBC

•	UOB

•	Mapletree Industrial Trust

•	Mapletree Logistics Trust

•	Keppel DC REIT

•	CapitaLand Integrated Commercial Trust

Estimated dividend yield: around ~4–5%

Other assets:

•	VOO / US market exposure

•	Bitcoin

•	\~$50k cash

My thinking right now is:

•	Build a Singapore dividend base (banks + REITs)

•	Gradually add more growth stocks / ETFs alongside it.

Questions:

1.	Is this too concentrated in banks and REITs?

2.	Are there any SG dividend stocks worth adding that I might be missing?

3.	At my age, does it make sense to focus on dividends, or should I prioritize global growth ETFs first?

4.	Would you personally continue building SG dividend exposure or diversify internationally earlier?

Would really appreciate any feedback or criticism.

Thanks!