testosterone questions!

hey all! 24 ftm here, pre T. had a few questions about T, if any of yall could answer them, i would be so grateful!

how long did it take you to actually get a prescription? (im in the US)

best way to get a prescription for T without using insurance? (im still on my parent’s insurance, not out, and don’t want the charge showing up)

how long after starting T did you notice changes? how long did it take for others to notice changes?

best option to start T stealthily so i can finally start medically transitioning without alerting my parents?

thank you all so much in advance :)