Looking for cozy switch/mobile game

I think I’m a bit picky, but I’ve yet to find something that caters to my tastes. I’m looking for a game where I can build/furnish something, maybe edit my character, and live in a public neighborhood with other players! I think it’d be really fun to have a neighborhood of other real people rather than npcs or friends joining a server, would love to see recs!

The tag is switch but I also have Roblox so anything there or on mobile is an option ☺️