What is the actual criticisms of Dave?

I know the sub Reddit is all about bashing Dave Ramsey I guess.

But what is some of yours actual criticisms apart from snarky comments?

The guy has helped millions of people get their financial life sorted. The advice is free, and many people are better off for it. It is up to the individual if they take the advice.

The advice isn’t optimised to every single persons living situations but I’d say in about 99% of scenarios the advice given on the show is sound and reasonable.

Open to discussions! However, if this is just a hate club then I’ll just ignore this sub in the future.