Can I afford a house?

I currently earn $28k per year, and have $80k set aside for a down payment. 

I so badly want to move out of my parents house. I have tried for years to get promoted/get a better job, but have had no luck.

I don’t have any debt or crazy expenses, but I have a dog I need to provide for.

I know houses come with a lot of expenses even beyond the mortgage, so I feel I will never be able to do it.

Please let me know if you feel I could afford a house, and at what price?

Will provide any other details needed

Posted Mar 5, 2026, 4:45 PM UTC

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