Sanity check on Refi CD

Just looking for a quick sanity check on a refi. Current rate 7%.

https://imgur.com/a/WwiEhZS

Final cash to close is ~$4300, mostly escrow. Box D is $688 after lender credit of $2700. Breakeven on Box D after lender credit is 3.3 months. Wanted to keep flexibility for another potential refi down the road... perhaps even to a 15 year at some point. Though not quite a true no-cost. This is a condo property, hence the rate. >780 credit.

This is a no brainer to proceed, right?