Should I be paying off more towards the principal?

Advice

I started paying off my gov loans in November,

I just calculated the “Total Amount Paid to Date” and it’s:

$751.07 total

$210.36 applied to the principal and 540.71 applied to the interest.

I really can’t pay more than the monthly minimum right now but is it possible to allocate the funds specifically towards the principal?

Posted Mar 5, 2026, 4:58 PM UTC

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