Card recommendations/building credit

Card Recommendation Request (Template Used)

CREDIT PROFILE

* Current credit cards you are the primary account holder of:

* Player 1:

* Capital one platinum

* FICO scores with source: Experian 728, transunion 662, equifax 617

* Oldest credit card account age: 9 months

* Cards approved in the past 6 months: 0

* Cards approved in the past 12 months: 1

* Cards approved in the past 24 months: 1

* Annual income $: 28,500

CATEGORIES

* Ok with category-specific cards?: Yes

* Ok with rotating category cards?: No

* Estimate average monthly spend in the categories below.

* Dining $: 175

* Groceries $: 175

* Gas $: 65

* Travel $: 25

* Using abroad?: No

* Other categories or stores: Amazon, phone bills, internet bill

* Other spend: Car insurance

* Pay rent by card? No

MEMBERSHIPS & SUBSCRIPTIONS

* Amazon Prime member: Yes

PURPOSE

* Purpose of next card: Building Credit

* Cards being considered: Chase sapphire, capital one savor

Posted Mar 5, 2026, 7:55 PM UTC

42
Loading comments…