Budgeting for live events - how are you handling the "Entertainment" category when face value doesn't exist anymore?

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I’ve always kept a pretty strict "Entertainment/Fun Money" sinking fund in my budget. But over the last couple of years, it feels literally impossible to accurately forecast what a concert or a sports game is actually going to cost.

Between Ticketmaster's "dynamic pricing" algorithms and the astronomical hidden fees on the secondary market, a ticket that is officially $80 face value can easily end up costing $250 at checkout.

To keep my budget from blowing up, I’ve had to start treating ticket purchases like comparison shopping for a major household appliance. I refuse to buy during the initial presale panic anymore. Instead, I wait until the week of the event, set a hard dollar limit (e.g. "I will not spend more than $120 total"), and then just open up tabs for StubHub, SeatGeek, Vivid Seats, and StarTickets to see who actually has the lowest final checkout price with all the junk fees included. If none of them drop below my $120 limit, I just don't go.

It’s exhausting, but it’s the only way I can keep my discretionary spending in check without completely giving up on live events.

How are you all handling this in your budgets? Do you just allocate way more money to your entertainment category now, do you strictly enforce a price ceiling and walk away, or have you just stopped going to major events altogether?

Posted Mar 5, 2026, 7:59 PM UTC

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