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If anyone is looking for a solid BNPL app, I highly recommend checking out Atome. It works in most of SE Asia (SG, MY, PH, TH, ID, etc.). I use it to split my payments into three parts with no interest. Super easy setup—you just need your local ID. Let me know if you need help with the sign-up steps!

Send me a message to get the link and get approved. You can also upvote this if you want.