Portfolio Review 30k SIP per month

Hi all,

I have been investing for about 2 years now. In my early twenties

Risk Appetite: Medium–High

Goal: No immediate goal (long-term wealth creation)

Investment Horizon: Long term

Current Monthly Allocation:

- Edelweiss Mid Cap Fund – ₹9,000

- Nippon India Small Cap Fund – ₹6,000

- UTI Nifty 50 Index Fund – ₹15,000

Reason for choosing these funds:

- UTI Nifty 50 Index Fund: Chose this as my core holding to track the broader market with low expense and consistent performance compared to many active large-cap funds.

- Edelweiss Mid Cap Fund: Added for mid-cap exposure and potential higher growth over the long term compared to large caps.

- Nippon India Small Cap Fund: Included for small-cap exposure and higher risk/reward potential in the long run.

Currently the portfolio isn’t performing very well (which I understand is the case for many funds recently).

I’d really appreciate input on:

- Whether my current allocation looks reasonable for my age and risk appetite

- If I should restructure the portfolio

- Whether I should add/remove any funds

- Or simply continue the SIPs as they are