How dare you do this to me!

Pulled up to a red light. Started talking the passenger beside me WHAM get rear ended. Head bangs the headrest & immediately look in the rear view mirror see a young girl looking shocked with phone in hand.

I get out & she immediately starts sobbing and apologizing. Another vehicle stops & the driver informs me she saw her speeding while texting and offers contact info.

The girl who rear ended us continued crying saying she will pay for everything please don’t call police or insurance . I looked at the damage which didn’t appear substantial hers looked worse being a small two door hitting my larger SUV.

I ask again if she’s honest and will cover damages she sobbing agrees. We exchange information and part ways. The tear works sort of moved me and I thought she seemed honest.

I take my vehicle to a shop for an estimate… $4000ish. My entire bumper had to be replaced. I send the girl my estimate & her immediate reply “I’m not paying that.”

Come again ? She claims her current financial situation is bad. Starts telling me I have to get multiple quotes and she can pick the one she likes.

Hearing enough and having broken her agreement I hung up & called the police, the lady who witnessed then insurance. Police officer arrived to inspect & inquired why I didn’t call right away. I said she promised to pay cash then reneged. I also provided the contact for the witness.

The cop gave me a report and insurance took over.

Within the hour my phone rings & its the girl. Pure venom in her voice “How dare you do that to me!” She snarled.

It was at this point she experienced a verbal education one she was clearly lacking in how to properly behave. You crashed into me while speeding on your phone. You are at fault. You caused this. Nobody else did but you grow the fuck up except responsibility for your actions.

After which I blocked her number.