My boyfriend (M24) and I (F23) have been dating for awhile now and have some issues.

Hey, everyone. I am a little stuck on what to do. I started dating this guy almost 4 years ago and he is my first boyfriend. He is an insanely sweet/hard working guy who has school part time and works full time. He is under a lot of stress because of financial issues with his family and having to pay a ton of bills etc. Our relationship has been pretty good for a while now. We get into fights here and there but never yell or say anything hurtful. We are very good at having normal adult convos. The issues kind of have been happening for a year now. We moved in together and nothing really feels equal. I clean, cook, laundry, buy the furniture and groceries, and plan everything. For the most part I am fine with this since I do not have school anymore. But the issue is I don’t want to do all of this for something that is low effort in a relationship. He only gets me flowers if I ask, hint, or he was in the grocery store. Our dates are 50/50. In fact, last year I paid for my own bday dinner because he’s so bad at budgeting. He decided to eat fast food out everyday instead of packing a lunch like a normal adult. Idk I just dread holidays because he always lets me down. He doesn’t plan any crazy fun dates. I know money is an issue so I gave him cheaper ideas. I have even asked him 3 times now to stick a little message in my packed lunch for work (trying to think of cheap ways to show love still). He hasn’t even done that. We get into these fights and I’ll cry and tell him my issues. He changes for the week but never long term. The issue is he is truly my best friend. I love him so much and have become so close I can’t picture my life without him but at the same time he gives me the ick. I just find it so icky to not be able to put in more effort. It’s kind of embarrassing tbh. I don’t really know what to do anymore. Do I keep up with a relationship with someone who I would consider my best friend just to know long term he will always let me down? Do I wait until he graduates and see if anything changes? Is this what’s like with a man? Effort here and there but knowing long term will never be enough? Idk I love him so much but damn I’m building resentment towards him. At some point when do you stop having the same convo and realize he will never change how you want? Sorry kind of a long post just feeling down lately.