Nelnet PSLF Timeline

Original loan amount was $28k in ‘06, now $37k, worked for the same nonprofit hospital since 2008, made 165/120 qualifying payments, applied for PSLF online 01/20/26. I just got off the phone with Nelnet to confirm I owe them NOTHING and to see about my refund. No info on refund even though I made way past the 120 payments required to qualify for PSLF. So far, it shows no negative amount due to me. I will update when everything is official on FSA’s and Nelnet’s site.

01/20/26- PSLF submitted online

01/23/26- ECF and Qualifying Payments notice received, green ribbons and banners✅

02/09/26- Loan placed in administrative forbearance

02/24/26- Forgiveness Eligibility Notification received from FSA, aka “golden letter”???

02/26/26- Nelnet showing $0 due, Paid in Full, but FSA still shows full amount

02/27/26-Golden letter from Nelnet received via email stating Your Student Loans Have Been Forgiven!!!🎉

03/06/26- Zeroed out on FSA!

Posted Mar 6, 2026, 9:50 PM UTC

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