Should I go for it?

First time purchasing a car. Test drove a 2020 BMW X3. Their ask price is $3500 down + $10000 (24months financed interest rate to be determined on credit check but my score is 760+).

It has about 190k miles on it. Single owner clean history well maintained.

Looking mainly for short commute to work about 8miles one way and will be my primary vehicle for atleast 1.5yr. Residing in Illinois. Buying from BMW showroom (pre-owned category), they claim to know the original buyer and their meticulously maintainance history.

Age 24, male, got license in 2024.