Capital on Tap Business Credit Card: Free £75 Bonus or 6000 Avios Points
If you run a limited company and don’t already have a dedicated business credit card, this is one of the easiest sign-up bonuses I’ve come across recently.
Capital on Tap is currently offering 7,500 reward points (worth £75) when you open a card through a referral and make your first transaction (any amount counts). Even a very small purchase triggers the reward.
On top of the bonus, the card gives 1% uncapped cashback on spending, which can add up nicely if you put regular business expenses through it.
How the bonus works:
- Apply using my referral link
- Enter promo code 2REFB458T93 if it isn’t auto-filled
- Complete the application and verification
- Activate the card once it arrives
- Make one purchase within 30 days
After that, the points typically show up in your rewards area quickly and can be redeemed for £75 cash, statement credit, gift cards or converted into 6000 Avios if you collect travel points.
Important eligibility notes:
- You must be a director or majority shareholder of a Limited company or LLP registered with Companies House
- Sole traders aren’t eligible
- They usually expect businesses to have at least some consistent monthly revenue
I liked that the application process was straightforward and didn’t drag on with heavy paperwork, it was much simpler than most business finance applications I’ve done.
If you already have business expenses going out each month, it’s a pretty effortless way to pick up an extra £75.
Happy to answer questions if anyone has gone through this before or is thinking about applying.
Posted Mar 6, 2026, 10:01 PM UTC