VYBE BPI - Is it worth it for savings?

Graduating student here wants to save money. I have plenty of savings a BPI app. I do linked deposit acc like MySaveUp sa gcash for different purpose of savings.

So, wanted to do other deposit for diff purpose naman. Downloaded Vybe and first time user here. Is it worth it to put savings sa VYBE? and Is it also worth it din pag may CC na?