Quote Check - NYC Suburb

NYC Suburb quote check. No batteries (ConEd here has 1:1 net metering). Would look to finance roughly 55% of cost either through installer's program (9% APR) or through my own financing (researching currently to find a HELOC or Home Equity Loan for less than 8%). Cash price same as financing.

• 34 panels × 460W (REC 460W panels, Enphase IQ8 Series Microinverters)
• System Total: 15.6 kW
• Estimated annual production: 14,162 kWh
• Actual annual consumption: 12,455 kWh
• Projected offset: 113% (Expected to add a 2nd EV within 2-3 years)
• Utility Rate: $0.34/kWh
• Cost: $42,290 (doesn't include NYS $5k tax credit)

Appreciate any insight!