I'm not sure f good idea to for CLI request sa MB

Around 92% na credit util sa MB CC ko. Pero it is expected to decrease pag babayaran ko iyong Outstanding Bal ko this march due date in full so mga 80% na by then. May mga active installments kasi ako like Cash2Go and BalCon

Plan ko mag request ng CLI via email with 92% credit util at bago mag bayad in full ng OB ko before due date

Do you think this is a good idea? Or babayaran ko muna iyong ob ko for this due date before mag request cli?

Malakas ba chance ma approve iyong request if almost maxed out na upon request? Last CLI initiated by the bank last year pa around March. 3 years na rin ito MB cc ko.

First time po kasi mag cli req eh not sure if magandang idea ito. 😅