MyPay limit dropped from $300 to $20 after payday… what happened?
This is honestly so aggravating and I’m wondering if this has happened to anyone else.
Before I got paid, my MyPay limit was around $300 and I was able to borrow from it normally. I got paid yesterday, and when I checked the app today my limit suddenly dropped to $20.
Nothing about my job or direct deposit has changed, and I didn’t do anything different with my account. I thought if anything the limit would stay the same or go back up after getting paid, not drop that dramatically.
Has anyone else had their MyPay limit randomly decrease like this right after payday? Is it some kind of reset thing or does it recalculate based on something I’m missing?
Posted Mar 14, 2026, 3:10 AM UTC
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