Upcoming jewellery spend on axis horizon

Recently i got AXIS horizon, and like most people here i was also under the impression that jewellery is excluded, But it ISN’T.

I have an upcoming jewellery spend of 3-4 lakhs, and my limit is 1.05 lakhs only.

If i do limit cycling, 2-3 times in the same day : it could be a problem , no ?

Suggest me safer ways please .