Very low limit on Swiggy HDFC card compared to my other cards – normal?

General Discussion/Conversation

Hi everyone,

I recently got approved for the Swiggy Ornge HDFC credit card, but the limit I received is only ₹5,000.

What surprised me is that I already have a few other credit cards with significantly higher limits, including one from HDFC itself. Because of that, I expected a similar range, but the Swiggy card came with a very small limit.

Is this normal for this card? Do they usually start with a low limit and increase it after a few months of usage?

Also wondering if it could be sharing the limit with my existing HDFC card.

Would love to hear if anyone else had a similar experience.

Posted Mar 14, 2026, 7:13 AM UTC

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