1 in 7 Drivers Has No Insurance. Here Is What Happens to Your Wallet When One of Them Hits You.

1 in 7 drivers on the road carries zero insurance. If one of them hits you, you're paying your own medical bills, lost wages, and car repairs out of pocket.

Mississippi has the worst rate at 29%. Florida, Tennessee, and New Mexico are all around 20%.

The average serious car accident costs $100,000+. Most uninsured drivers can't pay a judgment even if you sue and win.

Uninsured/underinsured motorist coverage (UM/UIM) costs about $30/year and closes this gap. Call your insurer and ask for 100/300 UM/UIM limits.

737,000 hit-and-run crashes happen every year. Your UM coverage typically applies in those cases too.

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