Ban Hammer or How I got sick of being a 1st grade teacher online

Please see rule number 1. I'm going to be more liberal with the banning. Some folks seem to be finding their way to our little corner of reddit, I'm not even sure they are in banking.

If I have to remove a reply or post from someone more than once, I'm just banning and moving on. There has been an uptick lately of rather nasty comments on old and new posts.

I'm not going to list all the things you can't say. So I'll make it simple. Repeat to yourself before making your comment..."Is this something I would say to someone's face in real life and accept the consequences of saying such words?"

If the answer is no, don't write it. If the answer is yes and you have that defiant look on your face like, "hell yeah I would", but deep down you know you are a coward and really wouldn't say it, don't write it.

TLDR:
If you don't have anything nice to say to someone, don't say it at all.