Using GLP-1 to cut food costs.

Debt/Loans/Credit

I feel like I'm at the end of my rope. My bank accounts are about to be negative. I bought a glp-1 when I had a stable job. Due to a family situation, I moved to California. I've only been successful in getting part-time jobs. I have no car, and I am sharing my mom's car with my brother. We have two cars that are breaking down, and since I am driving the cars 60 miles to work (120 round-trip), she request I pay the car note for one car. I use bnpl for gas-which puts me in an endless loop of debt and borrowing. And now with the gas prices in Cali.....

I got a loan to pay off debt to relieve the amount I'm paying, but then our cars broke down at the same time rent was due, so now I'm worse off than when I started, and I don't think I'll be able to pay the upcoming car note or meager rent. I got a ticket at the end of last month when going to work. We haven't paid to renew car tags or renew registration. My mom and brother do Delivery driver gigs, and I try to do it on the side, but can't really do it as my brother is in school and my mom needs to use the car days I am not actually going to my physical job.

I want to go to school to be an accountant or something similar, but I don't see that in the foreseeable future. I'm paying on an old student loan from my old state. I've made too many bad decisions after the other because I fell into 'there is no future for me so why not live for today and experience this now.' I have limited self control despite me being in a bad financial situation. I am addicted to the dopamine rushes of bnpl. I went a time without buying things, but then was put on depression meds because all I could feel was numbness and dissatisfaction with my life. I've always had depression but it was only exacerbated by my situation. Now, that I can't afford to even bnpl, the future seems meh...

Posted Mar 27, 2026, 8:14 PM UTC

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