r/epfoindia•
pamajay

PF withdrawal- 10 years service

PF-Withdrawal

Hi,

I am looking to withdraw some funds from my PF for house construction. I have been an EPF member for 10+ years now however i recently switched and started at my current organization in Nov 2025.

  1. I read somewhere that to be eligible to withdraw for house construction, I need to be at my current employer for more than 5 years. is this true?

  2. Additionally, I understand I'll be eligible to withdraw both employee and employer share?

  3. Do i get taxed for the withdrawal i am making? if yes, how much taxation would that be? (PAN is linked)

  4. Do i need to fill a 15G form?

Thanks

Posted Mar 30, 2026, 6:00 AM UTC

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